Ontario Priorities Housing Initiative (OPHI) Homeownership Program component aims to assist low to moderate income off-reserve Indigenous renter households to purchase affordable homes by providing down payment and closing cost assistance in the form of a forgivable loan.

Funding is provided as a down payment and closing cost assistance loan for eligible purchasers. Assistance is forgiven in full after 20 years (see our FAQ document for terms of forgiveness).

To learn more, please read our Program FAQs!

To apply, get a copy of an application here!

To view all of our programs, visit our Programs page.