All funding for 2020 has been allocated to applicants. Any other applicants or new applications will be accepted and placed on a waitlist in the order they are received for 2021 funding. Thank you to all applicants!

Ontario Priorities Housing Initiative (OPHI) Homeownership Program component aims to assist low to moderate income off-reserve Indigenous renter households to purchase affordable homes by providing down payment and closing cost assistance in the form of a forgivable loan.

Funding is provided as a down payment and closing cost assistance loan for eligible purchasers. Assistance is forgiven in full after 20 years (see our FAQ document for terms of forgiveness).

Please do not hesitate to contact OAHS if you have any questions, or if we can be of any assistance to you.  All inquiries should be sent to

Submission Requirements and Documentation

Apply for the OPHI Homeownership Program here!

OPHI Homeownership Application
Schedule B: Average Market Value Table
Schedule C: Maximum Household Income Level
OPHI Guidelines
Program FAQs